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Any advice and guidance contained in this website is subject to the UK regulatory regime and restricted to consumers based in the United Kingdom. Walford and Phelps is authorised and regulated by the Financial Conduct Authority. FCA Number 480909. Where you have a complaint or dispute with us and we are unable to resolve this to your satisfaction then we are obliged to offer you the Financial Ombudsman Service to help resolve this. Please see the following link for further details: http://financial-ombudsman.org.uk